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Tamsin Enos, DRE#02152651, REALTOR®
(805) 234-1337

205 Montana Del Lago, Rancho Santa Margarita, CA 92688

$1,070,000
  • 205 Montana Del Lago, Rancho Santa Margarita, CA 92688 Main Photo

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Active Price Reduced by $5,000 on April 3rd, 2026
BEDS4 BATHS2 full 1 partial SQUARE FEET1,603 MLS#OC26041588
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCierra Del Lago (CDL) SCHOOLSaddleback Valley Unified

Listing Courtesy of: HomeSmart, Evergreen Realty
Agency Phone: 949-365-1888
Associate Name: Michael Walsh
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Listing Shown by: Farrell Smyth, Inc.
Associate Name: Tamsin Enos, DRE#02152651, REALTOR®


Property Description

Seller is offering the buyer a $20,000 sales price concession to use toward a rate buy-down with an acceptable offer. Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom?perfect for guests, a private office, or den. Light-filled and inviting, the home features soaring ceilings and an airy open-concept design. The beautifully updated kitchen showcases refreshed cabinetry, a generous center island, abundant counter space, and a spacious eat-in dining area?designed for both refined entertaining and everyday comfort. The expansive primary suite provides a relaxing retreat with dual sinks and a walk-in shower. Additional highlights include a spacious 2-car garage with freshly painted floors and extensive built-in storage. Enjoy an outstanding location with the gated lake walking path visible right from the front door, offering effortless access to trails, recreation, and the communitys natural beauty. The private backyard is ideal for outdoor living, featuring custom decking, sleek vinyl fencing, and mature trees that create a peaceful setting. Freshly painted and enhanced by abundant natural light, this move-in-ready home offers the perfect blend of comfort, style, and location. Resort-style living is right outside your door ? take a dip in the community pool and spa, or stroll over to the shores of the Lake and the Beach Club Lagoon for relaxing lakeside recreation. Mercado Del Lago Center is just a short walk away, discover, dine, and indulge ? all within reach. Residents enjoy access to five pools, a Beach Club and Lagoon, parks, trails, and a full calendar of community events including lakeside concerts, outdoor movies, a Fishing Derby, Craft & Garden Workshops, the Great Rancho Campout, seasonal festivals, and holiday celebrations.

205 Montana Del Lago | MLS# OC26041588

This single family home located at 205 Montana Del Lago, Rancho Santa Margarita, CA 92688 is currently listed for sale with an asking price of $1,070,000. This property was built in 1998 and has 4 bedrooms and 2 full and 1 partial baths with 1603 sq. ft. Montana Del Lago is located in the Cierra Del Lago (CDL) subdivision within the Saddleback Valley Unified school district. Search Cierra Del Lago (CDL) real estate on tamsinenos.farrellsmyth.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Home Style: Mediterranean
Roof Type: Barrel
Stories: 3.0
Year Built: 1998

Amenities

Cathedral Ceiling(s)
Tile Counters
Primary Suite

Feature Descriptions

Appliances: Built-In Range, Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Ice Maker, Microwave, Refrigerator
Association Amenities: Clubhouse, Sport Court, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
Community Features: Curbs, Fishing, Park, Suburban, Sidewalks
Days on Site: 32
Exterior: Drywall, Stucco
Fireplace: Dining Room
Flooring: Carpet, Laminate, Stone
HOA Fee: 240/ Monthly
Laundry: Laundry Closet
Parcel#: 93083194
Parking: Direct Access, Garage
Parking Notes: Direct Access, Garage
Patio/Porch: Deck
Pool: Association
Sewer: Public Sewer
Spa: Association
Spa: Yes
Special View Info: Neighborhood
Units: 1
Utilities: Electricity Connected, Sewer Connected, Water Connected
Water: Public

Local Schools

School District: Saddleback Valley Unified

Listed By / Shown By

Listed By

Agency Name: HomeSmart, Evergreen Realty
Agency Phone: 949-365-1888
Agent Name: Michael Walsh

agent picture

Shown By

Agent Name: Tamsin Enos, DRE#02152651, REALTOR®
Agent Phone: (805) 234-1337
Agency Title: Farrell Smyth, Inc.

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Estimate Your Payment

Estimated Payment

$ 2,693.44 per month $2,381.36 Principal & Interest $0.00 Property Tax (data not provided by mls) $312.08 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/06/2026. The listing information on this page last changed on 04/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 04/06/2026 4:35:15 AM EST) or CRMLS (last updated Mon 04/06/2026 12:27:22 AM EST). Real estate listings held by brokerage firms other than Farrell Smyth, Inc. may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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